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hier de overeenkomst herroepenlaut nationalem Gesetz
Fundstelle und Quellen anzeigen: Belgien
Loi du 19 juillet 2026 transposant la directive (UE) 2023/2673 du Parlement européen et du Conseil du 22 novembre 2023 modifiant la directive 2011/83/UE en ce qui concerne les contrats de services financiers conclus à distance et abrogeant la directive 2002/65/CE et modifiant le Code de droit économique et la loi du 4 avril 2014 relative aux assurances / Wet van 19 juli 2026 tot omzetting van Richtlijn (EU) 2023/2673 ... en tot wijziging van het Wetboek van economisch recht en van de wet van 4 april 2014 betreffende de verzekeringen. Published in the Moniteur belge / Belgisch Staatsblad on 4 Aug 2026, p. 41619, NUMAC 2026005943. Entry into force 14 Aug 2026 (the Act has no entry-into-force article of its own; Justel gives 14 Aug 2026). Art. 23 of the Act inserts art. VI.61/2 CDE/WER (withdrawal function) in Book VI, Title 3, Chapter 2, Section 4. Art. 9 amends art. VI.45, § 1, 8° (pre-contractual information on the existence and location of the function). Art. 25 replaces instruction (3) of Annex I (model withdrawal information). Art. 28 amends art. XV.83, 8° (penalties).
Закон за изменение и допълнение на Закона за защита на потребителите (ЗЗП). Adopted by the 52nd National Assembly on 10.09.2026 and promulgated by Указ № 305 of 17.09.2026. Published in Държавен вестник бр. 87 of 24.09.2026 (lexalert header: 'ИЗВ. БРОЙ 87'). § 7 creates the new чл. 52а ЗЗП (withdrawal function, ал. 1-6).
Lov nr. 723 af 20. juni 2025 om ændring af lov om forbrugeraftaler og lov om forsikringsaftaler (Øget forbrugerbeskyttelse ved fjernsalg af finansielle tjenesteydelser). It was published in Lovtidende A on 21 June 2025 and comes from bill L 185 (Folketingsåret 2024-25), adopted 96-0. - § 1, nr. 19 inserts a new § 20 a (fortrydelsesfunktion) into lov om forbrugeraftaler (forbrugeraftaleloven).
§ 356a BGB "Elektronische Widerrufsfunktion bei Fernabsatzverträgen". Art. 1 Nr. 8 of the Gesetz zur Änderung des Verbrauchervertrags- und des Versicherungsvertragsrechts sowie zur Änderung des Behandlungsvertragsrechts of 03.02.2026, BGBl. 2026 I Nr. 28 (published 05.02.2026), replaced the earlier § 356a with this provision. Art. 10 Abs. 1 puts it in force on 19.06.2026. Related: Art. 246a § 1 Abs. 2 S. 1 Nr. 1 EGBGB (duty to inform about the existence and placement of the withdrawal function); Art. 246e § 1 Abs. 2 Nr. 14a and § 2 EGBGB (fines); § 8 Abs. 1 S. 3 VVG (insurance contracts).
Võlaõigusseaduse ja tarbijakaitseseaduse muutmise seadus (Act amending the Law of Obligations Act and the Consumer Protection Act). Adopted by the Riigikogu on 13.05.2026 (bill 796 SE, Government initiative of 19.01.2026). Promulgated by President's decision no. 712 of 20.05.2026. Published in RT I, 27.05.2026, 2. In force from 01.09.2026 (§ 3).
Laki kuluttajansuojalain muuttamisesta 31/2026 (given in Helsinki 16.1.2026, published 21.1.2026; HE 120/2025, TaVM 20/2025, EV 152/2025; implements Directive (EU) 2023/2673). It inserts Kuluttajansuojalaki (38/1978) 6 luku 14 a § ("Peruuttamisoikeuden käyttäminen verkkorajapinnalla tehtyjen etäsopimusten yhteydessä").
Art. L. 221-21 (last two paragraphs) Code de la consommation, as amended by art. 3 of Ordonnance n° 2026-2 du 5 janvier 2026 relative à la commercialisation à distance de services financiers auprès des consommateurs (JORF n°0004 du 6 janvier 2026, NOR ECOT2529576R; enabling law: loi n° 2025-391 du 30 avril 2025, art. 2). Labels and presentation rules: art. D. 221-5 Code de la consommation, created by art. 2 of Décret n° 2026-3 du 5 janvier 2026 (JORF n°0004 du 6 janvier 2026, NOR ECOT2530296D). Both in force since 19 June 2026 (ordonnance art. 26 I; décret art. 20). Sanction: art. L. 242-13 Code de la consommation.
Consumer Rights Act 2022 (No. 37 of 2022), section 115A ("Exercise of right to cancel through online cancellation function"). It was inserted by Regulation 6 of the European Union (Distance Contracts for Financial Services) Regulations 2026 (S.I. No. 309 of 2026).
Art. 54-bis D.Lgs. 6 settembre 2005, n. 206 (Codice del consumo), 'Esercizio del diritto di recesso dai contratti a distanza conclusi mediante un'interfaccia online'. Inserted by art. 1, comma 1, lett. c) D.Lgs. 31 dicembre 2025, n. 209 (GU Serie Generale n. 5 del 08-01-2026). The decree has been in force since 23-01-2026. Under art. 4 c.1 of D.Lgs. 209/2025 the changes apply from 19-06-2026 and to contracts concluded after that date. Related rules: art. 49 c.1 lett. h) (pre-contract information on the existence and location of the withdrawal function, 'se del caso'); art. 53 (12-month extension); art. 66 with art. 27 (AGCM enforcement).
Zakon o zaštiti potrošača (NN 19/22, 59/23, 59/26), čl. 81.a "Funkcija za jednostrani raskid". It was inserted by čl. 28 of the Zakon o izmjenama i dopunama Zakona o zaštiti potrošača, published in Narodne novine 59/2026 (9.6.2026) as document no. 728. The Hrvatski sabor adopted it on 29.5.2026 (Klasa 022-02/26-01/19); the promulgation Klasa is 011-02/26-02/47.
Ministru kabineta 2026. gada 22. septembra noteikumi Nr. 562 "Grozījumi Ministru kabineta 2014. gada 20. maija noteikumos Nr. 255 "Noteikumi par distances līgumu"" (Latvijas Vēstnesis, 184, 24.09.2026, OP 2026/184.2; in force 25.09.2026). They add Chapter III¹, points 25¹–25⁷ (superscript; not the pre-existing sub-points 25.1–25.3), to MK noteikumi Nr. 255, and amend point 5.10 and the Annex.
Lietuvos Respublikos civilinis kodeksas (Nr. VIII-1864), 6.228^10 straipsnio 11–16 dalys. The same law also amended 6.228^7 str. 1 d. 7 p. (pre-contract information about the withdrawal function and where it is placed) and 6.228^3 str. 2 d. 4 p. (paragraphs 11–16 also apply to distance financial-services contracts).
Projet de loi n° 8758 (Chambre des Députés). It was filed on 3 June 2026 by the Minister for Consumer Protection, Martine Hansen, after government approval on 29 April 2026. It amends 1° the Code de la consommation and 2° the loi modifiée du 27 juillet 1997 sur le contrat d'assurance, to transpose Directive (EU) 2023/2673.
L.N. 145 of 2026: Consumer Rights (Amendment) Regulations, 2026 (MT: A.L. 145 tal-2026, Regolamenti tal-2026 li jemendaw ir-Regolamenti dwar id-Drittijiet tal-Konsumatur). Made under art. 7 of the Consumer Affairs Act (Cap. 378). Published in Government Gazette of Malta No. 21,638 (Supplement, Part B) of 05.05.2026, pp. B 1533-1538.
hier de overeenkomst ontbindenlaut nationalem Gesetz
Fundstelle und Quellen anzeigen: Niederlande
Art. 6:230oa Burgerlijk Wetboek (BW), inserted by Art. II, onderdeel D of the Implementatiewet richtlijn op afstand gesloten overeenkomsten inzake financiële diensten (Kamerstukken 36860), Staatsblad 2026, 153 (signed 8 April 2026, issued 24 June 2026). Art. III amends the Wet handhaving consumentenbescherming. Commencement (Art. IV): 19 June 2026, or the day after the Staatsblad is issued if that is later than 18 June 2026. The Staatsblad was issued on 24 June 2026, so the Act entered into force on 25 June 2026. Art. II onderdeel C also amends art. 6:230m lid 1, onderdeel h (pre-contract information on the availability and place of the function).
§ 13a FAGG (Fern- und Auswärtsgeschäfte-Gesetz), inserted by the Verbraucherrechts-Änderungsgesetz 2026 (VerbRÄG 2026), BGBl. I Nr. 59/2026, published 28.07.2026. Parliamentary steps: RV 498 d.B. (XXVIII. GP); Justizausschuss report 566 d.B. adopted the bill unchanged; Nationalrat 07.07.2026 with plenary amendment AA-77 (tabled by ÖVP/SPÖ/NEOS, accepted with the votes of FPÖ, ÖVP, SPÖ, NEOS and GRÜNE) moving the date to 1 October 2026; Gesetzesbeschluss 191/BNR; Bundesrat 15.07.2026 without objection.
Not adopted. Current vehicle is government draft UC169, 'projekt ustawy o zmianie ustawy o prawach konsumenta oraz ustawy o konsumenckiej pożyczce lombardowej'. The official government work list names MFiG (Ministerstwo Finansów i Gospodarki) as responsible and plans Council of Ministers adoption in Q1 2027. It is on RCL as project 12414453 and was at public consultation in September 2026.
No Portuguese act transposing Art. 11a CRD (Directive (EU) 2023/2673) found as of 2026-09-25, and EUR-Lex/Cellar NIM data lists no Portuguese national measure for 2023/2673. Current regime: Decreto-Lei n.º 24/2014, de 14 de fevereiro (distance and off-premises contracts), as amended; its fifth amendment is Lei n.º 10/2023, de 3 de março.
retrageți-vă din contract aicilaut nationalem Gesetz
Fundstelle und Quellen anzeigen: Rumänien
Ordonanța de urgență a Guvernului nr. 18/2026 of 19 March 2026 (Monitorul Oficial, Partea I nr. 236 din 26 martie 2026). Art. II pct. 13 inserts art. 11^1 into OUG nr. 34/2014 (withdrawal from online distance contracts). Art. II pct. 8 amends art. 6 alin. (1) lit. h) (information on the 'existenţa şi amplasarea funcţiei de retragere').
Lag (2026:246) om ändring i lagen (2005:59) om distansavtal och avtal utanför affärslokaler (DAL). It adds 2 kap. 10 a § (withdrawal function for goods and non-financial services), 2 kap. 10 b § (breach of 10 a § sanctioned under marknadsföringslagen) and 3 kap. 14 § (the same function for financial services and instruments, sanctioned via 3 kap. 24 §).
§ 20a of Act No. 108/2024 Z. z. on consumer protection (zákon o ochrane spotrebiteľa a o zmene a doplnení niektorých zákonov). Inserted by Čl. III bod 6 of Act No. 311/2025 Z. z. (zákon z 21. októbra 2025 o ochrane spotrebiteľa pri finančných službách na diaľku a o zmene a doplnení niektorých zákonov; LP/2024/638).
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Fundstelle und Quellen anzeigen: Slowenien
Predlog Zakona o spremembah in dopolnitvah Zakona o varstvu potrošnikov (ZVPot-1A), nujni postopek, EVA 2026-2190-0017 (formerly EVA 2024-2180-0033), PIS ID ZAKO9627, submitted by Ministrstvo za gospodarstvo, delo in šport (MGDŠ). Bill Art. 25 adds a new Art. 138.a ('funkcija za odstop od pogodb, sklenjenih na daljavo prek spletnega vmesnika') to ZVPot-1 (Uradni list RS, št. 130/22).
Not yet transposed. Draft only: the Anteproyecto de Ley de contratos de crédito al consumo (MINECO, Presidencia and Derechos Sociales/Consumo), approved in first reading by the Consejo de Ministros on 7 Jan 2026, with public hearing until 30 Jan 2026. Its Disposición final tercera, apartado Cinco, would insert a new art. 106 bis ('Ejercicio del derecho de desistimiento en los contratos a distancia celebrados mediante una interfaz en línea') into the TRLGDCU (Real Decreto Legislativo 1/2007, BOE-A-2007-20555). Apartado Cuatro would amend art. 97.1.j). If adopted, the law enters into force 20 days after publication in the BOE (DF decimocuarta.1). As of 2026-09-29 the BOE consolidated TRLGDCU has not been amended (no art. 106 bis); the Congreso pages could not be read in the cross-check (HTTP 403), and the 2026-09-25 research found no Proyecto de Ley there.
Zákon č. 159/2026 Sb., kterým se mění některé zákony v souvislosti se smlouvami o finančních službách uzavíranými na dálku (ze dne 19. srpna 2026; vyhlášen ve Sbírce zákonů 2. 9. 2026; sněmovní tisk 16, senátní tisk 269).
45/2014. (II. 26.) Korm. rendelet (a fogyasztó és a vállalkozás közötti szerződések részletes szabályairól), 22. § (1) c) and (1a)–(1c). These provisions were replaced or inserted by 415/2025. (XII. 23.) Korm. rendelet 11. §. That decree is 'fogyasztóvédelmi tárgyú kormányrendeleteknek a magasabb szintű fogyasztóvédelmet célzó módosításáról', published in Magyar Közlöny 2025. évi 157.
Ο περί Προστασίας του Καταναλωτή (Τροποποιητικός) Νόμος του 2026, Ν. 30(Ι)/2026 (Ε.Ε. Παρ. Ι(Ι) Αρ. 5080, 23.3.2026), s. 4. It inserts new Art. 22Α into Ο περί Προστασίας του Καταναλωτή Νόμος του 2021 (Ν. 112(Ι)/2021) and is in force from 19.6.2026 (s. 8).